Privacy Policy

Privacy Policy

Introduction

Welcome to https://phoenix-business-insurance-with-cyber-epli-bundle.livebursts.com (hereafter referred to as “Phoenix Business Insurance With Cyber + Epli Bundle,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, storage, access, and handling of personal information in adherence to various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA) and Colorado’s Consumer Privacy Act (CPA)
  • Utah’s Consumer Sales Privacy Act (UCPA), Connecticut’s Connecticut Transactional Data Privacy Act (CTDPAA), Virginia’s Virginia Consumer Data Privacy Act (VCDPA), South Africa’s Protection of Personal Information Act (POPIA), and others.

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Processing Activities

This policy governs your interactions with us when:

  1. You use any of our applications, services, or participate as an authorized user in any related activities.
  2. You visit our websites that direct you to this Privacy Policy.
  3. You receive communications from us via email, phone, or text (SMS).

Personal Data Collection

We collect various types of personal data, including:

  1. Account Information: Details associated with your user account, such as usernames, passwords, and profile settings.
  2. Payment Information: Credit card details, billing addresses, and transaction records for processing payments.
  3. Financial Information: Data related to your financial status or transactions with us, including banking information (if shared).
  4. Purchase Information: Products or services you have purchased from us, along with order history and associated details.
  5. Mobile Device Identifiers: Unique identifiers from your mobile device when using our mobile applications.
  6. Location Data: Geographic location data provided by your device when interacting with our location-based services.
  7. Feedback: Comments, reviews, or suggestions you provide to improve our products and services.
  8. Social Media Information: Personal information shared with us through social media platforms, if you choose to connect them to our services.
  9. Product Information: Details about the products or services that interest or purchase from us, including preferences and usage patterns.

We collect this data through direct user input, interactions with our applications and websites, and automated technologies, such as tracking cookies and pixel tags. Additionally, third-party service providers may share personal information with us for specific purposes, respecting their respective privacy policies.

Cookies

We use cookies to enhance your experience on our website and for analytics purposes:

  • Strictly Necessary Cookies: These ensure basic functionalities of our website, such as secure login and navigation.
  • Preference Cookies: Remember user preferences, like language settings and display options.
  • Analytics Cookies: Track aggregated data about visitors, including traffic sources and pages viewed, to improve our services.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, plus additional time as required by law. Once the retention period expires or when the purpose is accomplished, we securely delete or anonymize the information unless otherwise required by applicable laws.

Children’s Privacy

We do not intentionally collect personal data from children under the age of 18. If we learn that a user is under 18 and has provided personal information without parental consent, we will take steps to delete that information from our systems.

Your Rights (Depending on your jurisdiction)

In accordance with applicable laws in your region, you may have specific rights regarding your personal data, including:

  • Access to the personal data we hold about you and its accuracy.
  • Request rectification if your data is incomplete or incorrect.
  • Erasure (or “right to be forgotten”) of your personal data under certain circumstances.
  • Restriction on processing your data in specific cases.
  • Right to data portability, allowing you to transfer your data to another controller.
  • Objection to the processing of your data for direct marketing purposes or similar uses.
  • Non-discrimination for exercising your data protection rights.
  • The right to file appeals or complaints with a supervisory authority regarding our handling of your personal data.

To exercise any of these rights, please contact our Data Privacy Team at your earliest convenience. We will respond to your requests in accordance with applicable laws and regulations.

Changes to Policy

We reserve the right to update this Privacy Policy at any time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any modifications will be posted on this page, and we encourage you to review this policy periodically for updates.

Contact Information

If you have questions, concerns, or requests regarding your privacy, or if you wish to exercise any of your rights under applicable laws, please contact us:

  • By email at: privacy@phoenix-business-insurance-with-cyber-epli-bundle.livebursts.com
  • Via mail at: Phoenix Business Insurance With Cyber + Epli Bundle, Privacy Team, [Street Address], [City, State, ZIP Code]